Credit Officer Resume Sample


To obtain a challenging position, utilizing abilities developed through my education, with the opportunity for professional growth based on performance.


Credit Risk & Operations -Senior Executive

Current Role & Designation – August 2013 to Present

Roles Played:

  • System Updations & Sanction Letter Preparation
  • DM Preparation & Disbursal Payment Booking
  • Legal & Technical Vendor Management
  • MODT & MODT Cancellation Activities
  • Daily MIS
  • Collection ED & ID ( 31 to 60 & 61 to 90 Backets) activities

Auditing Works in Client Office & Office Works – October 1994 to Present

Roles Played:

  • Processing and Handling the customer request for all the branches with in TAT (Mortgage & Non Mortgage Documents and Bounce Pdc)
  • 5 Millions of Documents Handling and Processing.
  • 10 Millions of Bounce Pdc Storage, Handling and Processing
  • Capturing the available/not available documents in the file.
  • MIS Process in all working areas for Daily and Monthly basis Collateral & Underwriting file Handling and Process for internal activities and Audit purposes.
  • Web base call entry & call closed process for Mortgage & Non Mortgage activities
  • Managing Overall Process in this Department and Team Co-ordination.
Team Leader

CITI BANK – Chennai, Tamil Nadu – October 1995 to August 2013


  • Worked in Credit and Purchase Section
  • Verfication and Vaulation of all the Documents related to consumer loans
  • Disbursement of loans ( Consumer Loan & PL Loans)
  • Qualtiy checking of Under writing Files
  • Customer Services Activities

2. In GE Money – CPPF (Centralised Pdc Processing Facility):

  • Qualtiy checking of Post dated cheques
  • Capturing the available/not available Customer’s Pdc Details
  • 10 Millions of Future Pdc’s Handling and Processing.
  • Monthly wise Processing and Handling for 7 Lac Live cheques Presenting to Banks in with in TAT
  • Processing and Handling the customer request for all the branches with in TAT (Foreclosure and Swapping Cheques)
  • Monthly 1 lac Bounce Cheque Uploading and Downloading in System
  • MIS Reports – Daily & Monthly wise.
Credit Assistant

CITI BANK – Chennai, Tamil Nadu – October 1995 to November 1997

Roles Played:

  • Daily MIS Reports – Dailywise and Monthlywise


Course (Stream)/ Examination


Year of Passing


B.Com in CDE Madras University – Chennai, Tamil Nadu 1997 80%
HSC Vetri Vikkaas Higher Secondary School 1993 84%
SSLC Vetri Vikkaas Higher Secondary School




  • OUTLOOK (Less than 1 year)
  • Tally (Less than 1 year)


  1. Diploma in Tally ERP9 in ICT at Kolathur ( Ist Class)
  2. Typewriting – Higher ( English)
  3. Operating of System knowledge in Window xp, Ms- Office, Ms-Outlook
  4. Internet & Basic knowledge to resolve the system issues